Read this page to get a good idea of how the checkout flow works when you use the gateway bundle addon.
Stripe Checkout SCA is a simplified method for accepting payments with the Stripe payment gateway. When you enable this option in the payment gateway bundle addon, the payment information is collected on a secure, Stripe-hosted payment page instead of our default checkout page.
Strong Customer Authentication
Strong Customer Authentication (SCA), a new rule coming into effect on September 14, 2019, as part of PSD2 regulation in Europe, will require changes to how your European customers authenticate online payments. Card payments will require a different user experience, namely 3D Secure, in order to meet SCA requirements. Transactions that don’t follow the new authentication guidelines may be declined by your customers’ banks.
Our Stripe Checkout SCA method supports 3D Secure 2 and users Stripe-hosted checkout flow that automatically handles SCA requirements for you.
Stripe Checkout SCA Setup
After you install the WP Payment Gateway Bundle addon, you will need to configure some Stripe Gateway specific settings in the plugin which you will need to obtain from your Stripe merchant account.
You can find the Stripe Checkout SCA specific settings under the “Gateway Settings” tab when you go to the payment gateway bundle plugin’s settings menu. The following screenshot shows how you can access the settings page of this addon:
In order to configure the Stripe portion of the payment gateway bundle you will need to obtain the required details from your Stripe merchant account by following the steps outlined below:
Step 1: Log into your Stripe merchant account and click on the API Keys menu item (Under Developers).
Step 2: Copy the values for the secret key and the publishable key as shown in the figure above.
Step 3: Now from your WordPress administration panel, go to Stripe Checkout SCA Settings (under WP eStore -> Payment Gateway Bundle -> Gateway Settings) and check “Use Stripe Checkout SCA” option.
Step 4: Enter your Test Secret Key.
Step 5: Enter your Test Publishable Key.
Step 6: Enter your Live Secret Key.
Step 7: Enter your Live Publishable Key.
Step 8: Enter a selector label for Stripe Checkout SCA option. For example: Stripe Payment (This text will be displayed in the select box in the shopping cart as a checkout option).
Step 9: Copy the Stripe Webhook URL for your site and add it as a webhook endpoint in your Stripe account (Developers -> Webhooks). You should only have one webhook set up for our plugin (remove any other URL that you may have configured previously for our plugin).
You can either choose to be notified of all the events (may increase load on your server) or select the ones that our plugin processes at the moment:
Step 10: Hit the “Update” button at the bottom to save the settings and now your customers can checkout using the stripe payment form.
Creating Buy Now Type Buttons For Stripe Checkout SCA
If you want to use “Buy Now” type buttons instead of the standard “Add to Cart” buttons then check the following documentation to learn how to create a buy now buttons for any payment gateways offered in WP eStore plugin:
Shortcode for Subscription Button
You need to embed the following shortcode in a WordPress Post/Page to accept recurring payments via Stripe Checkout SCA:
[wp_pg_eStore_subscription_button id="1" gateway="stripe_co_sca_subsc"]
(Replace 1 with your actual eStore product ID)
Customizing the Look of the Stripe Subscription Button
WP eStore plugin allows you to customize all of your subscription buttons by using a custom button image of your choice. If you want to customize the look of your stripe subscription button then read this post.
Using Stripe Subscription Button with Fancy Display Template
You can use the following shortcode to use a fancy display template with the Stripe subscription button:
[wp_eStore_fancy_display id="50" type="3" style="1" gateway="stripe_co_sca_subsc"]
WP eStore product ID of the item is 50 in the above example. You will need to change that value to your actual product ID.